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Personal Loans


Personal Loans

Public Service Credit Union offers different kinds of personal loans. There are many difference scenarios where we need too have access to money sooner rather than later and some instances require quick loansthat do not come with a drawn-out process. Unfortunately, this causes many individuals to turn to payday loans, not realizing how high the rates are.



Here at Public Service Credit Union, we offer personal loans to help you out of your financial crisis at much more affordable rates.

Not sure what a personal loan is and why you need it?

It’s quite simple. A personal loan is a loan that can be used for a multitude of reasons. It is based on your credit history and your ability to repay the loan back. Since one size does not fit all, we provide personal loans catered to your unique circumstances. We will review your personal information and determine which option is right for you.

There are many reasons people might seek a personal loan:

·         Emergency medical bills

·         Car accident or immediate auto repair

·         A household appliance has stopped working

·         Home repairs, such as roof damage or structural damage

·         Creating a new emergency fund

·         Starting a new investment


Another common reason people seek personal loans is to consolidate their current debt. By consolidating your debt, you are only paying one low monthly fee versus several online loans with different fees. This helps you save money over the long run. 

For your protection, all loan applications are encrypted and secured.