Mechanical Repair Coverage
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Public Service Credit Union | Invested In Enriching Your Future

Mechanical Repair Coverage

When you find the car you love, you'll no doubt want to protect it. PSCU can help you protect your new or pre-owned vehicle with Mechanical Repair Coverage (MRC). With MRC, you'll no longer have to worry about how you'll pay repair expenses not covered by your manufacturer warranty. Plus, you can choose the term, mileage limit and deductible that meet your needs and fit your budget. You pay only the deductible amount you select – $0, $100 or $250.

The plan also includes:

  • Coverage on vehicles up to 15 model years old and 150,000 miles.
  • Rental Reimbursement up to $35 per day for up to 5 days if your car is kept out of service overnight for a covered breakdown
  • 24-hour, toll-free roadside assistance, which covers towing, jump starts, flat tire changing, fuel, oil or other fluid delivery, and entry when keys are locked in your car
  • Emergency travel expenses up to $500 for lodging, meals and transportation if your car breaks down more than 100 miles from home.

The Mechanical Repair Coverage plan is:

  • Good at authorized dealership or repair facility in the U.S. and Canada
  • Transferable if you sell your vehicle to a private party
  • Cancel-able at any time on a pro-rata basis
  • Convenient, with toll-free customer service and communications
  • Hassle-free, because the repair facility is paid directly by the plan
  • Flexible, since you can choose coverage and terms (months and miles) that match your vehicle and your driving habits.

Enroll Today!

For more information about MRC including costs, limitations, and conditions or to purchase, call PSCU at 734-641-8400.

*Mechanical Repair Coverage is underwritten by CUNA Mutual Group. The insurance offered is not a deposit and is not insured by the NCUSIF or guaranteed by your credit union.

Your purchase of MEMBER'S CHOICE® Mechanical Repair Coverage is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc., and is insured by Virginia Surety Company, Inc. DPGAP-0412-18C1

Featured Rate

  • Auto loan 3.49% apr*
  • Additional Rates
  • *The loan rate above is the lowest rate given at PSCU