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Loan Rates

LOAN RATES EFFECTIVE JANUARY 1ST, 2019

Auto Loans Term APR as low as1
New Vehicle UP TO 72 MOS
(2013 and newer)
3.49%
  UP TO 84 MOS
(2016 and newer)
4.49%
Used Vehicle UP TO 72 MOS
(2013 and newer)
3.49%
  UP TO 84 MOS
(2016 and newer)
4.49%
Personal Power Sports Term APR as low as1
Motorcycles, Snowmobiles, UP TO 60 MOS 5.49%
Small Boats, etc.    
  61-120 MOS 5.994%
Boats > 18’, Motor Homes, Fifth Wheels, Travel Trailers & Harley Davidson Motorcycles UP TO 84 MOS 5.49%
  ($5,000 MINIMUM LOAN)  
  UP TO 120 MOS 5.24%
  ($15,000 MINIMUM LOAN)  
  UP TO 180 MOS 4.99%
  ($25,000 MINIMUM LOAN)  
Mortgage/Home Equity Loans Term APR as low as1
Mortgage Up to 30 Year Fixed Daily rates vary

Home Equity3

Up to 180 MOS

Up to 80% LTV2 5.50%
   Up to 90% LTV2 6.25% 
HELOC3  Up to 80% LTV2 Prime + 0.25%
5.75%
  Up to 90% LTV2 Prime + 0.49%
5.99%
FHA Home Improvement  Up to 120 MOS 6.75%
Other Loans Term APR as low as1
Simply Credit   8.00%
Anyday/Next Gen Line of Credit --- Prime + 3.75%
9.25%
Anyday Everyday Loan
(for when life happens)
Up to 60 MOS

8.75%

 

   


1 Rates and financing are offered based on applicant’s credit and the term of the loan. Rates quoted are annual percentage rates (APR). 

2 LTV= Loan to value is the percentage of equity value PSCU will lend, using your home as collateral.
3 Home Equity and HELOC based on LTV ratio and are not credit based 
ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE