Member Benefits



Financial Calculators

Financial Calculators

Our financial calculators can help you start planning for your future, save for a big purchase or even help resolve your debt. For when life happens…there’s PSCU.


Auto Loan Calculator

Debt Consolidation Calculator

Mortgage Loan Calculator

Savings Calculator

Auto Refinance Calculator

New Home Banking



What exactly do you need to do now? Nothing!!! Just leave it up to us and everything will be transferred over to the new system! You will simply log in as you always have, follow the prompts to update your security questions and be instantly enjoying the benefits of our new system!

 Here is a list of frequently asked questions to assist you in the transition.

We appreciate your business. If you have any questions regarding your account, please don’t hesitate to contact us at 734-641-8400! We look forward to walking you through the path of life and continuing to be your financial institution.


Relationship CD


With the best rates in town, why would you do your banking anywhere else but Public Service Credit Union? And now your relationship with us could get you a "HOLY COW" CD rate! There are a few qualifications, but if you can meet them, you could be making a return on your money that'll leave you wondering why you would ever go anywhere else!

What are you waiting for? Get yours today by coming into a branch or calling and speaking to a member service representative!

*APY = Annual Percentage Yield Fees may reduce the earnings on your account. Monthly Rates listed above are the rates paid last quarter/month. Rates are subject to change at any time. Certificates will automatically renew at maturity unless redeemed. The renewed certificate will earn the current rate at the time of renewal. 


Credit Monitoring

Only One You! Banner


Think you don’t need identity theft protection? Think again.

Identity theft is consistently the number one complaint to the Federal Trade Commission. Rampant data breaches, affecting millions ¬¬of records, are putting consumers at great risk of identity theft. It can happen to anyone—regardless of your age and income, where you live, or how careful you are.

Restoring your identity on your own can be time-consuming and stressful. After a while, some people give up, leaving them contend with the aftermath of identity theft for years to come, including fraudulent bills, collections activity, damaged credit and even criminal records.

PSCU provides identity theft detection and recovery services with Direct Advantage Plus checking accounts at no cost

Working with one of the nations most trusted names in identity theft protection, PSCU will provide you with access to a comprehensive suite of services to address fraud caused by identity theft if it happens to you or your family member. These include:

Fully Managed Identity Theft Research, Redemption and Recovery

If you suspect identity theft, or if your information becomes compromised, we will assign you to a professionally licensed Recover Advocate. They will complete the recovery work on your behalf, report progress along the way, and be there for you until your good name is restored. This service extends to cover you and up to three generations of family. Click here for complete terms and conditions.

Lost Document Replacement

This service assists in replacing identity credential documents that may have been lost, stolen or destroyed in connection with your identity fraud event.

Identity Theft Expense Reimbursement Insurance

You may receive reimbursement of up to $25,000 for out of pocket expenses that occur during the identity recovery process. This includes reimbursement for lost wages, attorney’s fees, and other expenses. Click here for Evidence of Coverage.

Entitlement to Credit Monitoring

If you decide to activate this service, you will receive alerts for changes to your credit file that could signal identity theft. We can even send text message alerts to your phone for ease of use and rapid communication. This entitlement is for individuals 18 and older with a valid credit file. Note: You must follow an easy activation process in order to receive the benefits of credit monitoring. If not, your credit will not be monitored, nor will you receive alerts.

If you are a Direct Advantage Plus account-holder, and you want to learn more about how to activate our no-cost credit monitoring, click here. Next, enter your email address, complete your profile, and answer the identity authentication questions to activate this service.

Fraud and Traveling

While we use the latest in identity theft technology to protect you and your accounts, there is a chance that traveling with your card can show up as “Unusual Behavior”. Fortunately, we have thought ahead of this and there is a quick fix.

Before you travel,  give us a call at 734-641-8400. Letting us know where you’ll be, will ensure your card is active during your trip.


We have a state-of-the-art security system that protects your debit card. Unfortunately, your travel can show up as “unusual behavior” and a transaction may be declined.

The fix is easy!

Before you travel, simply fill out this form and fax it to 734-641-8470. Letting us know where you’ll be, will ensure your card is active during your trip.

Featured Rate

  • Auto loan 3.49% apr*
  • Additional Rates
  • *The loan rate above is the lowest rate given at PSCU