When you find the car you love, you'll no doubt want to protect it. PSCU can help you protect your new or pre-owned vehicle with Mechanical Repair Coverage (MRC). With MRC, you'll no longer have to worry about how you'll pay repair expenses not covered by your manufacturer warranty.
Public Service Credit Union has partnered with CarQuotes.com to offer its members CarQuotes' exclusive Know Before You Go pricing on new and used vehicles. Get a low, upfront price before heading to the dealer!
Anytime and Anywhere Banking
At Public Service Credit Union, we provide you with a secure online banking system and account access from the comfort of your home or office. You can view account activity, transfer funds, make loan payments and more!
For more information, contact our remote service department at 734-641-8400
Stay Connected – Anytime & Anywhere
Our online banking system provides secure account access from the comfort of your home or office. Our members can enjoy our online banking system, which includes the ability to:
First Time User?
Are you new to PSCU or a longtime member looking for Online Banking? Simply click the “First Time User” link under the Home Banking box which will open a new window and follow the instructions.
Viewing your statement is now as easy as opening an e-mail! You can get your account information faster while cutting out the paperwork.
To receive e-Statements you can:
1. Login to Online Banking, click the services tab, and navigate to e-Statement.
2. If you’re not enrolled in online banking, call our Remote Services Department at 734-641-8400 and select Option 2.
Online Bill Pay
Members with checking accounts can enjoy our Online BillPay system. No more checks or mail delay, you can now pay anyone online!
Online BillPay System Features Include:
Here at Public Service Credit Union, we take priority in your financial security. We protect your information so that you can have peace of mind.
With BillPay, you can pay just about everybody, from the babysitter to the plumber to the electric company. BillPay also has over 200 certified vendors nationwide. Person-to-person e-mail payments allow you to send money to virtually anyone in the United States. Our GiftPay e-service allows you to send a personalized gift check or charitable donation to almost anyone. As long as you use this service to pay at least one bill a month, this service is FREE.
Want to keep track of your information when you are away from the internet? Our Telephone Banking is completely free and easy to use.
To access this system and your accounts, you will need to create a Telephone Banking Personal Identification Number (TB-PIN).
Creating a Telephone Banking PIN
Choosing the right credit card is easier than ever
No matter which card you choose, you’ll enjoy important features like:
• EMV smart chip technology for added security
• Mobile purchasing capability for added convenience
• Plus, much more!
For your protection, all loan applications are encrypted and secured.
Pay Down Balances
Visa® Platinum Card
Save on interest with a great low introductory rate for an extended time. Pay down other credit card balances faster with this non-rewards card.
Flexible Cash Rewards
Cash Rewards American Express® Card
Earn cash back1 every time you use your card: 3% on the first $6,000 in eligible net purchases made each year at gas stations,(2)(4) 2% on eligible supermarket net purchases, and 1% on all other eligible net purchases, plus $25 cash back after your first purchase.
Rewards to Use The Way You Want
Premier Rewards American Express® Card
Earn up to 4 points for every $1 spent on eligible net restaurant purchases,(6) 3 points for every $1 spent on eligible net airline purchases, 2 points for every $1 spent on eligible net gas purchases and 1 point for every $1 spent on all other eligible net purchases. Plus, earn 10,000 one-time bonus rewards after you spend $1,000 in the first 3 months.(3) There's no cap or limit on the number of points you can earn, and you have five years to redeem for rewards.(4) Also, receive reimbursement for either Global Entry or TSA Pre✔®.(7)
Visa® Real Rewards Card
Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back).(5) Plus, earn 2,500 bonus rewards points after your first purchase.(3) There is no limit on the total cash back you can earn, and you have five years to redeem for rewards.
Visa® College Real Rewards Card
Earn 1.5 points monthly for every dollar you spend on eligible net purchases.(5) There’s no cap or limit on the points you can earn, plus you have five years to redeem points for rewards.(4) 2,500 bonus rewards points awarded after first purchase(3), redeemable for $25 cash back, merchandise, gift cards or travel saving.
Visa® Secured Card
Provides an excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card. If you need to improve or re-establish your credit history(8), here's a great way to begin that process. Enjoy the convenience of credit including the option to carry a balance while earning interest on your secured savings account.
1 Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles.
2 Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of eligible Net Purchases charged to your Account during each billing cycle for any merchant classified as a supermarket. The number of additional Points earned on supermarket Purchases is unlimited. In addition, you will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations, up to a maximum of $6,000 spent during each 12-month period commencing on the anniversary date of this Account. Automated fuel dispenser and service station purchases above $6,000 (for the remainder of that 12-month period) will earn at a rate of 1 Point for each dollar of Net Purchases charged to your Account during each billing cycle. Points expire five years from the end of the quarter in which they are earned.
3 Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time bonus rewards will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening.
4 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
5 Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
6 Premier Rewards Card Points: You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchants which categorize their business as a service station or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any merchant classified as a restaurant. Points expire five years from the end of the quarter in which they are earned.
7 Certain limitations and restrictions may apply. Further details are available in the Guide to Benefits which is provided to new cardmembers upon approval.
8 Late payments and going over the credit limit may damage your credit history. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.
As a PSCU Member, you can enjoy these wonderful benefits:
It’s Your Money – Keep More with TurboTax
Why spend more than you should to have someone do your taxes for you? As a Member at Public Service Credit Union, you can save on TurboTax federal products.
Green Path Debt Solutions
Green Path is here to give you free access to money management and financial education services. Whether it’s budgeting, credit score, debt repayment, bankruptcy, foreclosure or repossession; Green Path will help you achieve your financial goals
Call Toll-Free Today at 877-337-3399
TruStage Auto & Homeowners Insurance Program
Public Service Credit Union has teamed up with the dedicated team at TruStage Insurance to bring you the MEMBERS Auto & Homeowners Insurance Program. As a member, you receive the benefits of:
Get a free, no-obligation quote
Life comes at you fast, and at PSCU we understand this. Members are able to sign up for our $2000 Accidental Death and Dismemberment policy.
Call 1-888-888-0375 to sign up
At Sprint, you can receive the Sprint Credit Union Member Discount. Whether if it’s a new phone or a new line, you can receive discounts just by banking with Public Service Credit Union.
For more information, click here.
Rxoptical – The people who care for your eyes
We give you the line of credit, Rxoptical will give you the line of sight. As a Public Service Credit Union Member, you can receive over $100 on your prescription glasses. We will also bill your insurance directly. Just input the member number in the vision advantage space and click go.
Membership # PBS3169 Plan # 315 https://www.rxoptical.com/vap/company/PBS3169