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Public Service Credit Union are upgrading our Fraud Detection and Notification System


 As part of our continuing effort to bring the best technology and service to our members, we at Public Service Credit Union are upgrading our Fraud Detection and Notification System. The new system will provide more immediate attention to notify our members faster when fraud is suspected. The notification portion of the system includes a state-of-the-art automated assistant to help our members review transactions and confirm their spending activity on Debit Cards.


If you receive a notification call from our automated assistant, whom we have nick-named Jill, please work with her to answer questions regarding recent card activity. Please also be aware that our Card Member Security team that provides fraud alert management is available 24 hours per day, 7 days per week should you need assistance from a live agent.


If suspicious transactions are identified as fraudulent, calls will be transferred to our outstanding member support team at Card Member Security to help you take the necessary precautions to protect your cards and related accounts. If the recent activity is legitimate, members will be able to close the case with the phone attendant using their touch-tone phone.


Thank you for your support through this upgrade and, as always, thank you for being a member of Public Service Credit Union.



Make sure you take advantage of all our upcoming promotions!

Relationship CD

PSCU Finance Coach

Need financial advice you can trust? Our PSCU Finance Coaches can help you tackle your finances and reach your #moneygoals!


Save to Win

If you open a 12-month Save To Win share certificate with at least $25; that is our first entry into that month’s drawing as well as additional drawings throughout the year.

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Skip our monthly loan payment(s) for one month each year, for a small fee of $25 each. The loan must be in good standing (not overdue) and have made 5 previous timely payments. 15-day notice required for any payment to be skipped. Finance/interest charges continue to accrue during the month skipped. Loan’s payoff date will be one month later than the original term to which you agreed.
You can skip up to one payment per year or two over the life of the loan.

Loans ineligible for Skip-A-Pay: Home Equity Line of Credit, Mortgages, TDRs, Bankruptcy Loans, Disability Claimed Loans, Commercial Loans, Balloon Payment Loans and loans that have recurring ACH/online payments.


2019 Scholarship Applications are now available!

Public Service Credit Union is proud to be able to recognize up to 10 deserving individuals each year. These recipients are chosen from existing members who show academic promise, community involvement and the PSCU mantra of “People Helping People”. If you meet all eligibility requirements, please complete this application and bring it in to any branch or mail it to:

Public Service Credit Union

Attn: 2019 Educational Scholarship Committee

7665 Merriman Road

Romulus, MI 48174

Eligibility for all scholarships

1. Scholarships are available for college or technical school.

2. The applicant must be a member in good standing of Public Service Credit Union for a minimum of one (1) year; the applicant cannot have received a PSCU scholarship in the past two years.

3. Public Service Credit Union employees, elected or appointed officials of this Credit Union, and their immediate families are ineligible to apply. Immediate family is defined as parents, spouses, siblings and children.


1. Must meet all eligibility requirements.

2. All applicants are required to submit 2 letters of recommendation from a teacher, guidance counselor, employer or community leader.

3. Applicant must have a minimum cumulative GPA of 2.5.

4. Applicants are required to submit an essay summarizing why it’s important to be financially responsible. This essay must be a minimum of 250 words typewritten.

5. Applicant must submit most recent official transcript to support GPA, (photocopy of official transcript accepted).

6. The application form and all supporting documentation must be received at Public

Service Credit Union no later than close of business on April 30, 2019.

Public Service Credit Union

Attn: 2019 Educational Scholarship Committee

7665 Merriman Road

Romulus, MI 48174

7. Applicant must be accepted to a college or technical school before scholarship funds are disbursed and payments will generally be made to the college or technical school.


8. Incomplete submissions will be disqualified.


Below are the names of the students that received scholarships in 2018:

  • Dajah Callen
  • Reginald Dapremont
  • Estelle Feirtag
  • DeShonda Johnson
  • Cameron Lizyness
  • Alexandra Marcyan
  • Ian Stewart
  • Elizabeth Stockert
  • Shereka Freeman

Congratulations to all the 2018 Scholarship Recipients. Public Service credit Union is excited to be a part of the promise you show towards a bright future!



Here at PSCU, we pride ourselves in not only being a part of the local community, but in working with other businesses to bring our members some great deals!


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  • Auto loan 3.49% apr*
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  • *The loan rate above is the lowest rate given at PSCU